Benefit Plan Design

Benefit Plan Design

Employer Healthcare Solutions

Blog Post

Healthcare costs continue to skyrocket in the U.S. despite government regulations aimed at moving us towards a more value-based healthcare reimbursement model. According to the Milliman Medical Index, the average total healthcare cost for a family of four including both employer and employee spending has risen 167 percent since 2002 from $9,235 to $24,671. These increases have negatively impacted both employer profitability and employee disposable income in a big way.

Blog Post

Part 1: Healthcare Spending – The Facts

This is the first in our five-part series, “The Evolution of Consumer Driven Health Plans: From Cost Shifting to True Healthcare Consumerism.” Here we will explore the trends that have led to a dramatic rise in consumer driven health plans (CDHPs) and the impact these plans are having on employees.  The goal of the series is to help employers and plan managers assess both the positive and negative consequences of CDHPs, and to recommend steps they can take to better equip employees to be informed healthcare consumers.


White Paper

The Evolution of Consumer Driven Health Plans White Paper will prepare you for the following regarding the shift to true healthcare consumerism:

  • What types of employer-sponsored health plans exist and what employers should consider
  • The impact of consumer driven health plans (CDHPs) and high deductible health plans (HDHPs) in controlling healthcare costs
  • What models challenge the fee-for-service delivery system and why employers need to explore them


By combining the medical home program and a self-funded plan design, public sector employers covered by Paladina Health are able to provide high quality healthcare and bring down healthcare costs for their entire workforce.